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Returning Member
posted Mar 18, 2020 9:29:12 PM

F1 student: After mailing all the tax return files, I received several 1042-S forms from my bank. How can I deal with these forms?

Hi! I am a F1 student and I have finished my tax return. I am a non-resident alien. After I mailed all my tax forms and tax return, I received several 1042-S forms from my bank. Those are for opening account bonus and saving account's interest. The income types on these forms are the same: code 29, deposit interest. And The tax rates show on these forms are zero. I am wondering how can I deal with these forms? I called the bank and they said I have to report these incomes since they are over 10 dollars and these incomes are taxable. But I checked on IRS's website it said non-resident aliens are exempted from tax for deposit interest. I am totally confused and do not know what to do. Please help me. Thank you so much for your kind assistance!

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3 Replies
Level 15
Mar 19, 2020 9:36:45 PM

@wyvicky1031 , assuming that you are a Non-Resident Alien, you need to file form 1040-NR ( which is not supported by  TruboTax ) -- please  SprinTax or similar  service to prepare and file.   The 1042-S must be reconciled   i.e.  recognized on your return , even if the  taxability is nil.  Suggest  you file an amended return to close the issue - Cannot use TurboTax -- if you have filed using TurboTax  then you need to file an amended return anyways on form 1040-NR

Returning Member
Mar 19, 2020 10:09:52 PM

Hi @pk ! Thank you sooooo much for your reply! I used Sprintax to do the return and their customer service just suggested me to wait for IRS's notification which made me feel unreliable. I think I need to fill an 1040-X form and attach these new tax forms right? Thanks a lot!

Level 15
Mar 20, 2020 11:07:03 AM

@wyvicky1031 , since these may not result in any additional taxes for you you can choose  to  (a) do nothing and wait (  perhaps for a year ) , in case the IRS  wants anything OR (b) file an amended return  recognizing the  the 1042-S es  and not have to worry .  If you do file an amended return, you should wait at least till  your original filed return has been processed ( as signified by your refund being issued  OR at least six weeks has passed ) --- you send by mail the 1040-X and the amended 1040-NR  ( which is summarized  on 1040-X ). 

BTW -- you do not need to attach the 1042-S es -- since the IRS would already  have these on file. 

 

Hope this answers your query