The IRS asks that you allow up to 5 days from the listed deposit date for your funds to appear. Also,
many financial institutions do not process payments on weekends or
holidays, which can affect when refunds reach taxpayers. For EITC and
ACTC filers, the three-day holiday weekend involving President’s Day
affects their refund timing. Here's more information https://www.irs.gov/individuals/refund-timing.