Can you explain to me the purpose of the 5 days early "GUARANTEE" and y'all don't fulfill it? Where's my refund updated last Friday with a deposit date of 1/29.

Please note: If for some reason your federal refund is deposited into your selected bank account less than 5 days before the IRS refund settlement date (the date it would have arrived if sent from the IRS directly), then you will not pay the 5 Days Early fee.