They're requesting $14,000 to repay the excess contribution. This is nearly 18 months after their own mistake and I would have to take a taxable distribution from my pre-tax/traditional IRA to pay for this. I feel they're at fault as I wasn't maxing out my plan at the time and this is a money-grab to cover their mistake....they also reported this as taxable income on my W2, so have I not done my part already?