TurboTax FAQ
TurboTax FAQ
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Where do I find Form 8606?

We'll automatically generate Form 8606 (Nondeductible IRAs) if you reported:

  • Nondeductible contributions made to a traditional IRA;
  • Distributions from a traditional, SEP or SIMPLE IRA that had nondeductible contributions (excluding rollovers, conversions, recharacterizations, qualified charitable distributions, one-time distribution to fund an HSA, or return of certain contributions);
  • Conversions from a traditional, SEP, or SIMPLE IRA to a Roth IRA; or
  • Distributions from a Roth IRA (other than rollovers, recharacterizations, or a return of certain contributions).

On the other hand, TurboTax doesn't handle Form 8606 for inherited IRA situations. If any of these 3 situations apply to you, you'll have to download and print Form 8606, manually fill it out (instructions), and include it with your paper-filed return (you won't be able to e-file):

  1. You received a distribution from an inherited traditional IRA that had nondeductible contributions;
  2. You transferred an inherited plan account to a Roth IRA; or
  3. You received a distribution from an inherited Roth IRA that was not a qualified distribution.

For supported situations, you can trigger Form 8606 by doing the following:

  1. Open (continue) your return if it's not already open.
  2. Inside TurboTax, search for this exact phrase, including the comma (you can copy/paste from here): 8606, nondeductible ira contributions
  3. Select the "Jump to" link in the search results.
  4. Proceed through the IRA interview, answering questions as you go.
  5. When you reach the screen Any nondeductible contributions to [name's] IRA? select Yes, then select Continue.

Tip: On joint returns, 8606-T stands for "taxpayer" (first person listed on the return) and 8606-S denotes "spouse."


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