So no more backdoor Roth Conversion starting in 2026?

Is it true? Is it part of big beautiful bill? Sad to hear about it.

Is it permanently eliminated? Or is it just eliminated for some years?

Will it be possible to see it back in the future?

Edit: I saw someone saying it on Reddit, but some others replied --- not true. So please discard this post.

11992

Level 8

Jul 6, 2025 5:15:38 PM

what's your source on this. some youtuber posted about this but was confused with something from Build Back Better from 2021 which didn't pass.

Level 4

Jul 6, 2025 5:27:08 PM

Someone on reddit said that earlier in one of my posts, but later on some others said -- not true.

So never mind. I can keep doing backdoor roth conversion in the future.

Level 15

Jul 6, 2025 9:23:07 PM

HR1 does not contain any changes to Roth IRAs including back door contributions.