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Level 3
posted Jan 25, 2025 6:25:10 PM

Separating lines 5a and 5b in Form 1040

I have pension income, which would normally be recorded on line 5a of Form 1040, as it has in past years. This year, I also did a Roth conversion from my 401K. I would expect that to be recorded on Line 5b. However, after inputting the 1099-Rs exactly as received, I find that draft/preview Form 1040 shows line 5a as blank and puts everything (the sum of both the pension and the Roth conversion) in line 5b with the words "Rollover".

 

Why am I not able to see these two distinct items in their respective lines, 5a and 5b. Why is 5a blank? Surely my pension is not a rollover. I am concerned that this would be misleading, even though the final sum is correct, and may trigger an audit.

 

Any help would be appreciated.

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1 Replies
Level 15
Jan 25, 2025 6:34:36 PM

That's ok.  If the taxable amount on 5b is the same as the gross distribution on 1099R box 1 then it doesn't show the amount on 5a.  5a is not important.  And it doesn't matter which amount is rolled over.