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Returning Member
posted Nov 16, 2022 1:59:17 PM

ROLLOVER IRA

ARE GAINS AND LOSSES OF THE ROLLOVER IRA TAKEN INTO ACCOUNT

BY THE IRS?

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1 Replies
Employee Tax Expert
Nov 16, 2022 5:36:08 PM

The answer is no. Losses as well as gains are never recognized within an IRA. The only way you can deduct a loss in an IRA is when all the funds from all IRAs are withdrawn, and there must be basis. For an IRA, basis means nondeductible (after-tax) funds, which most traditional IRAs don't have that much of.