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posted Mar 2, 2026 10:10:01 AM

Online vs Desktop

For years I used the Deluxe desktop version of Turbotax for myself and  for doing my granddaughters taxes. This year I thought I'd use the online service thinking it was like what I had been using and wouldn't need to go to the store to buy it. 

 

After I did my return and sent it in my granddaughter asked about doing her taxes. I realized then it looks like she would have to purchase her own copy, is that correct? If so I wont use the online version again it's too expensive compared to the desktop version. 

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2 Replies
Level 15
Mar 2, 2026 10:16:35 AM

Right the Online version is very different than the Desktop installed program.  OR  did you buy the Desktop program by going online?  You don't need to go to a store to buy it.  You can buy it directly from TurboTax or from several stores then download it.  I buy mine from Costco Online. 

 

The Online web version is only good for one account and one return. You can log in and access your return from any computer. You only can see the forms after you pay and download the pdf. And you might need to upgrade to a higher version to enter different kinds of income. And you can add LIVE service or Full Service for expert help. In Online the fees are to prepare the federal and state returns (State is a separate charge) whether you efile or print and mail. Efiling is free and included. Your return is only saved online so be sure to save both the .tax2025 data file and the pdf file to your computer when you are done in case you need to amend in the future or if you need a copy to get a loan or something. You might not be able to access your online return when you need a copy.

 

Were you able to start your Online return by Transferring from your 2024 Desktop return?   Or didn't you notice you needed to do that?  

 

 

Employee Tax Expert
Mar 2, 2026 10:29:31 AM

Yes, you will have to purchase an additional Online TurboTax to prepare your granddaughter's return.  The Online version is only good for one person.  The Desktop can do 5.