HSA

I contributed to an HSA in 2022 and did not take out/pay for any expenses. However, I did roll over the entire contribution in 2022 to another institution (and did not take out/pay for any expenses from this HSA.) I did receive a 1099-SA from the first institution showing a Gross Distribution in Box 1. So even though I did not use the money, how does the IRS know this as there is no form from the second institution showing the rollover of the entire amount?

Going through the questions in the section titled "Less Common Income", and "1099-SA, HSA", there is nothing that relates to this issue.

Thanks.

264

Employee Tax Expert

Feb 17, 2023 3:23:31 PM

You will have to go through the 1099-SA section. On the question that asks "Did you use your Health Savings Account (HSA) to pay for anything in 2022?" you need to answer Yes. Then on the "Did you spend your HSA money on medical expenses only?" choose No and I didn't spend any of it on medical expenses to get the Rollover box. (See below)

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HSA