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Level 2
posted Oct 14, 2025 6:19:00 AM

Graduated Rates on QDI

Is it true that regardless of total taxable income reported on a Married Filing Joint Form 1040, I still get the benefit of the graduated rates?
0% on $94,300

15% on the next $489,450
20% on the amounts over $583,750

Thanks

0 2 1255
1 Best answer
Level 15
Oct 14, 2025 8:42:10 AM

yes. but how the rates are applied depends in part on your other taxable income. review the tax calculation on the qualified dividend and long-term capital gain worksheet. other income can push these into higher brackets. 

2 Replies
Level 15
Oct 14, 2025 8:42:10 AM

yes. but how the rates are applied depends in part on your other taxable income. review the tax calculation on the qualified dividend and long-term capital gain worksheet. other income can push these into higher brackets. 

Level 2
Oct 14, 2025 10:05:12 AM

Thanks for the help.
I let CoPilot take me down the wrong path on this one!