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Returning Member
posted Mar 3, 2026 5:22:07 PM

Form 8906

I converted some of my traditional IRA to a Roth.  I did not make nondeductible contributions to an IRA.   Since I did not make any nondeductible contributions to an IRA, I should not need to file Form 8906.  Why is Turbo Tax generating this form for me?

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3 Replies
Level 11
Mar 3, 2026 5:29:48 PM

see https://www.irs.gov/instructions/i8606

 

Who Must File

File 2025 Form 8606 if any of the following apply.

  • ...

  • You converted an amount from a traditional IRA to a Roth IRA in 2025.

Returning Member
Mar 3, 2026 5:36:11 PM

I have done this in past years and a form 8606 was never generated.  Has there been a change since last year?

Employee Tax Expert
Mar 4, 2026 5:31:37 AM

Filing Form 8606 for a Roth conversion is not a new requirement. It has been a mandatory part of the tax code for decades.

 

The IRS uses this form to track your basis (the money you've already paid taxes on) to ensure you aren't taxed twice on the same dollars.