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New Member
posted Jan 21, 2025 3:12:49 PM

403b withdrawal

I changed jobs and decided to withdraw from my 403b. I paid taxes upon the withdrawal and a penalty. Do I need to report that on my taxes?

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1 Best answer
Level 15
Jan 21, 2025 7:36:05 PM

You had taxes withheld  from the distribution.  Tax withholding is simply a down payment on the tax liability determined on your tax return.  The tax withholding is credited on line 25b of Form 1040.  The tax consequences of the 403(b) distribution itself are not determined until you prepare your tax return.

2 Replies
Level 15
Jan 21, 2025 3:14:36 PM

You will get a 1099R and you need to enter it.

To enter your retirement income, Go to  Federal> Wages and Income>Retirement Plans and Social Security>IRA  401 k) Pension Plan Withdrawals to enter your 1099R.

 

Level 15
Jan 21, 2025 7:36:05 PM

You had taxes withheld  from the distribution.  Tax withholding is simply a down payment on the tax liability determined on your tax return.  The tax withholding is credited on line 25b of Form 1040.  The tax consequences of the 403(b) distribution itself are not determined until you prepare your tax return.