It depends on your situation whether the refund could be garnished even now. Please click the link for more information: Who can garnish an income tax refund?
Regarding the changes because of the pandemic, since your return is filed, the IRS is stating at the link below that the stimulus payment will be directly deposited automatically. They are working on it as fast as they can, and I hope the best for you during this difficult time while you are waiting.
Link to IRS Economic impact payments updates
@jhope929