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Level 1
posted Jan 16, 2020 12:46:30 PM

1099-r has both taxable (code 02) and non-taxable amounts (code G) on same form

Hello all,

 

I moved my entire pre-tax IRA into a 401k to facilitate a backdoor Roth conversion. After that, I contributed $7000 post-tax money into my (now empty) IRA and backdoored it into a Roth.

 

This resulted in two gross distributions in box 1 of my 1099-r. The first is a code G, for the amount that went into the 401k. The second is code 02, for the post tax money I put into the IRA before converting to Roth.

 

Should I enter the single 1099-r as two seperate ones so I can answer the interview questions? Or will TurboTax know that only some of the money was taxable because I entered it under "Taxable Amount" when filling out the 1099-r info?

 

THank you. 

0 1 464
1 Replies
Level 15
Jan 16, 2020 1:32:08 PM

Even though these might be printed on the same sheet, these are two separate Forms 1099-R and each must be entered separately.  Be sure to indicate for the code G Form 1099-R that the money was not rolled over to a Roth IRA (and, in fact, TurboTax shouldn't even be asking this question because a code G Form 1099-R with the IRA/SEP/SIMPLE box marked is not permitted to be used to indicate a rollover to a Roth IRA).  For the code 2 Form 1099-R be sure to indicate that the money was moved to another retirement account and was converted to a Roth IRA.