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Level 2
posted Mar 13, 2020 5:06:33 PM

1098 HELOC issue

We sold our house in 2019, and we had a HELOC on it.  We paid off the HELOC and our 1st mtg at the time of the sale.  I received a 1098 from the HELOC company (US Bank).  It has Box 1, 3, & 7 entered only.  TurboTax will not let me skip Box 2, even with entering $0 or a penny in it.  What do I do now?

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3 Replies
Expert Alumni
Mar 13, 2020 5:44:36 PM

Box 2 is the amount of the loan as of January 1, 2019.  Since it was paid off during 2019, there would have still been a balance as of January 1st.  Your mortgage account or statement should show the outstanding amount at the beginning of the year.  It would be the same as the 2018 year-end amount.   

Level 2
Mar 13, 2020 7:33:11 PM

Thanks!  Do I need to contact the bank for a new 1098 then?  Or how would I go about finding out what the balance was on 1/1/2019?  The account is closed, of course, so I don't have access to any old statements online.

Expert Alumni
Mar 14, 2020 8:00:16 AM

If you don't have access to the amount, yes, contact the bank.