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posted Feb 17, 2026 5:50:50 PM

wrong distribution code used on my 1099-R. 4 not 7. What to do?

Payee error o code on my 1099-R? What can I do?

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2 Replies
Level 15
Feb 17, 2026 5:51:56 PM

You will have to contact the payer to get a corrected Form 1099-R.

Level 15
Feb 17, 2026 5:54:12 PM

You have to get the plan to change it.  Did you inherit it from someone?   Why do you think it should be a 7?  Only a spouse that assumes the IRA can use code7.   401K has to stay inherited with code 4,   @dmertz