If I don't upgrade from Deluxe, it seems I can't enter my carry forward capital loss, is that correct?
You can enter your Capital Loss Carryover in Deluxe, although you will need to upgrade to enter Investment Sales, such as a 1099-B.
Click this link for more info on entering Capital Loss Carryover.
unfortunately, the answer came to late for me to utilize as my forms have already been filed. previous info said I needed to upgrade,. not worth it when my savings wouldn't cover the cost. Will need to look at other options for next year.