When the 1099-R section becomes available (late in January), you'll be able to enter the 1099-R you get from Schwab, into the software....and enter the withholding for Federal (and state too if that was done) into the appropriate boxes in the software forms...then it's accounted for. The 1099-R you get from Schwab, should show the Fed withholding in box 4, and state withholding (if any) in box 14.
Of course, if ALL your income, from all sources, puts you into one of the 20%+ brackets, then you may owe some more, but that will depend on whether you had other withholding that might have been underpaid or overpaid.
When the 1099-R section becomes available (late in January), you'll be able to enter the 1099-R you get from Schwab, into the software....and enter the withholding for Federal (and state too if that was done) into the appropriate boxes in the software forms...then it's accounted for. The 1099-R you get from Schwab, should show the Fed withholding in box 4, and state withholding (if any) in box 14.
Of course, if ALL your income, from all sources, puts you into one of the 20%+ brackets, then you may owe some more, but that will depend on whether you had other withholding that might have been underpaid or overpaid.