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Level 1
posted Apr 10, 2025 7:50:15 AM

SSA-1099 incorrect

I repaid 2024 benefits and check cleared bank in Dec. 24. SSA-1099 issued in Jan doesn't reflect repayment. I've called SSA 4 times to get corrected form. How do I enter correct info (i.e., "0 net benefits in Box 5)???

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1 Replies
Expert Alumni
Apr 10, 2025 10:56:41 AM

A repayment of the same benefits you received in 2024 (received and paid back in the same year) are not taxable. Your SSA-1099 should reflect this.  The SSA should have offset your benefits in box 5 by any amount you repaid in 2024 in box 4.

 

Since yours does not, you should get a corrected form but seem unable to achieve this. This leaves you in a grey area. 

You can enter the repayment in box 4 and wait for the IRS to ask questions. You have the proof or repayment and apparently a phone log along with this forum to back up your position.

 

Reference: IRS Publication 915