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Level 2
posted Dec 2, 2022 9:10:09 AM

Roth IRA for 2023

I am going to retire on 12/30/22.  I don't get a vacation pay until January 2023.  I want to contribute this vacation pay into a Roth IRA for the year 2023 since I already maxed out the contribution for 2022.  Do you see any problems?

 

Thank you.

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1 Best answer
Level 15
Dec 2, 2022 10:59:00 AM

As long as you receive a 2023 Form W-2 with box 1 showing sufficient compensation and your modified AGI permits, you can contribute to a Roth IRA for 2023.  Check with your employer to confirm how they will be reporting this income. 

1 Replies
Level 15
Dec 2, 2022 10:59:00 AM

As long as you receive a 2023 Form W-2 with box 1 showing sufficient compensation and your modified AGI permits, you can contribute to a Roth IRA for 2023.  Check with your employer to confirm how they will be reporting this income.