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New Member
posted Mar 17, 2025 11:47:02 AM

Rollover and Pretax payments.

I filed my taxes and owed a large amount due to a direct rollover from Taxable TSP to a Roth IRA. Now since it was on a 1099R it is counted as taxable income. Therefore my earned income for the year was way higher than normal. My question is Turbo Tax has estimated tax payment schedule for me for 2025. However, if i am not rolling over taxes in 2025 do I really have to make those payments?

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1 Best answer
Level 15
Mar 17, 2025 12:02:02 PM

No, she left out an important word NOT!  

 

They are optional to pay. The 1040ES quarterly estimated tax payments DO NOT get sent to the IRS or state with your return. So they won't be expecting them. Turbo Tax is very conservative and doesn't want you to owe too much next year. They might have printed out if you got a one time large income this year. Like if you took a IRA or 401K distribution or had a large capital gain. They are just a suggestion. You can ignore them. You might want to adjust your withholding at work so you won't owe too much next year.

6 Replies
Expert Alumni
Mar 17, 2025 11:52:38 AM

If in 2025 you do not have this kind of one-off rollover like in 2024, and your tax due in 2025  is already covered by taxes withheld (from payroll for example), then you are not required to make estimated tax payments in 2025.

 

[Edited 03/17/2025 1:27 PM PDT]  (edited to add and emphasize that this should have read NOT)

@oblacksc 

New Member
Mar 17, 2025 11:56:32 AM

So I have to pay regardless. Ok  Thanks

Expert Alumni
Mar 17, 2025 12:00:23 PM

No, you don't.  I think Minh left out the word ''not'' in his reply.    Please see - Why did 1040-ES vouchers print?

Level 15
Mar 17, 2025 12:02:02 PM

No, she left out an important word NOT!  

 

They are optional to pay. The 1040ES quarterly estimated tax payments DO NOT get sent to the IRS or state with your return. So they won't be expecting them. Turbo Tax is very conservative and doesn't want you to owe too much next year. They might have printed out if you got a one time large income this year. Like if you took a IRA or 401K distribution or had a large capital gain. They are just a suggestion. You can ignore them. You might want to adjust your withholding at work so you won't owe too much next year.

New Member
Mar 17, 2025 12:05:40 PM

Ok, I was thinking that.  Thanks

New Member
Mar 17, 2025 2:59:08 PM

Okay thanks makes sense. I was wondering that. Otherwise they would just owe it all back. If I do make a direct rollover again, I will be sure to send in a payment. Appreciate it. 

 

Stuart