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Returning Member
posted Jan 26, 2026 7:48:25 AM

RMD disbursements

I have two IRA accounts in 2025 for which I have received disbursements exceeding the required RMD amount. Turbo Tax is requiring that I enter the RMD for the accounts before I can proceed with my return. How do I get around this Turbo Tax requirement so I can continue the return? I didn't have to do this with previous year Turbo Tax programs.

Thanks

 

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1 Replies
Employee Tax Expert
Jan 26, 2026 7:54:36 AM

If you are sure that you have satisfied all RMD requirements, then in TurboTax, on each form 1099-R for RMD withdrawals, answer that The entire distribution was an RMD then on the following page, to the question What is the RMD for your account? enter the amount of the distribution from that IRA account.

 

By doing this, you are telling TurboTax that all RMDs are satisfied and TurboTax will not calculate any penalty. The information you entered in TurboTax is to enable TurboTax to calculate any penalty where applicable, and is not reported to the IRS.