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New Member
posted Jun 4, 2019 4:09:39 PM

Does 401k rollover count as "contribution"?

I did a rollover from a 401k to a traditional IRA. I received a 1099-R, which I entered as Income. In the "Deductions" section, should I also include this as a "contribution" or not?

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New Member
Jun 4, 2019 4:09:40 PM

No.  A rollover is money your already have in a retirement account being placed in a different retirement account.  A contribution is using 'new' funds to deposit in a retirement account.  These funds were never in a retirement account and you are increasing the balance of your retirement funds when you contribute.  You do not increase the amount of your retirement funds when you rollover to a different account.