Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
Level 3
posted Mar 2, 2025 2:45:45 PM

Annuity - how to input cost basis on turbotax

I have the premier turbotax download.  

I received a 1099-R from Prudential.  They have the gross compensation and the taxable amount the same.  They did NOT check the taxable amount not determined.  I looked at Prudential website, and they say that they report the full earnings on 1099-R, and do not keep track of cost basis for non-qualified accounts.  They say we are supposed to adjust it on our tax return.

Wouldn't that get the IRS attention?  How can I adjust it on turbotax?  I do not see a question and answer section that asks about cost basis?  

I should not be paying taxes on most of my annuity income, so how do I fix this?

Thank you!

 

 

 

0 1 1723
1 Replies
Level 3
Mar 3, 2025 11:00:52 AM

I went back into the program and changed my answer to the annuity question is line 2 always the  taxable amount you used in the past? (or something to that effect).  I said no and then it allowed me to input the taxable amount  Then I went to forms and did a revised 1099 form with an explanation.  Hope this was the right way to do it, but for those of you looking for the same answer, this is how I did it because no one answered.