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Level 2
posted Mar 22, 2024 4:31:29 AM

401K to IRA RMD

If during 2024 I move assets from my 401k to my IRA, will I have to make 401k RMD withdrawals based on my 401k value on 12-31-23 or a different value?

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1 Best answer
Level 15
Mar 22, 2024 5:02:51 AM

Your 2024 RMD from the 401(k) is based on the 12/31/2023 value in the 401(k).  This RMD is required to be completed from the 401(k) before rolling any other amounts over to an IRA.

1 Replies
Level 15
Mar 22, 2024 5:02:51 AM

Your 2024 RMD from the 401(k) is based on the 12/31/2023 value in the 401(k).  This RMD is required to be completed from the 401(k) before rolling any other amounts over to an IRA.