I don't see a question here. Do you have a question? Seems to me you just visit your local bank or credit union and talk with a loan officer.
Hey @Paolavl!
It's great to hear how proactive you're being with your debt. There's another good thread where folks have shared how they approached personal loans too: https://turbotaxcommunity.com/t5/Lower-Your-Debt/Has-anyone-ever-consolidated-credit-cards-into-a-personal/m-p/5165
When shopping around for a personal loan, make sure to check a couple places to get the best rate. You may qualify for a personal loan on www.turbo.com, a local credit union, or companies like Lending Club.
Let us know how it goes!
Did you ever get one? I work for Turbo and would love to learn more about your situation, your 'loan shopping experience' and if you took out a loan (debt consolidation or otherwise), what your experience was. Let me know if you are interested in chatting and we can DM