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Returning Member
posted Jul 7, 2020 12:05:57 PM

Refinance

Should I pay closing costs up front to receive a lower rate/APR or not?

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1 Replies
Level 15
Jul 7, 2020 1:03:47 PM

It depends on how long you plan to keep the home and how much the up front fees are compared to how much lower an interest rate you get in return.  Your mortgage broker can help you with this.