Also for the first year IRA RMD you have until April 1 of the next year to take it. But then you would have 2 RMDs to report in 2027. I have to start my RMD next year too when I turn 73 .
And you can make a QCD Qualified Charity Distribution in 2026 for the 2026 RMD and it won't be taxable but will still count towards your RMD.
See IRS Pub 590-B, page 6, Required minimum distributions (RMDs).
https://www.irs.gov/pub/irs-pdf/p590b.pdf
