@DoninGA I don't believe what you're saying is accurate/relevant to my question. See the link I posted from TurboTax. Quoting here, bolding extra relevant parts.
Deducting health insurance premiums
If you are self-employed, you may be eligible to deduct premiums that you pay for medical, dental and qualifying long-term care insurance coverage for yourself, your spouse and your dependents.
- This health insurance write-off is entered on Part II of Schedule 1 as an adjustment to income and transferred to page 1 of Form 1040, which means you benefit whether or not you itemize your deductions.
- Unlike an itemized deduction, this deduction treatment is beneficial because it lowers your adjusted gross income (AGI).
- Having lower AGI can reduce the odds that you’ll be affected by unfavorable phase-out rules that can cut back or eliminate various tax breaks.
