I have a $6,000 dept from a stupid Hospital Bill, I tried applying for a loan from Sofi, Avant among a few. I have a 740 Credit rating, I have a few credit cards all 100% paid on time, I have a car loan $20,000 paid on time....Strange I got approved for that yet I cant get approval for a $6,000 loan....I had a Bankruptcy in 2010 but other than that I have worked hard to maintain a good credit score and to pay my bills on time. The Hospital Bill loan that I got had a 24%APR so now Im looking to find a loan that will offer a lower APR, but I cant get any approval.
