That is not a tax question. It is a financial planning question. You have some math to do. If you are no longer able to use itemized deductions for your mortgage interest, will you really save more by paying off the mortgage all at once ---since you will pay tax on the money you take out of your retirement account? And if you do that --- will you still have enough left in the IRA to help if you run into some unexpected money problems?
You might need to meet with a financial planner.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
