What Medicare Advantage costs? The monthly premium, co-pays, deductibles, prescription medication? Does the former employer pay these fees directly? If so, how would they know you incur these costs?
Since the maximum out of pocket is $6,700 using an Advantage plan, what is being paid to arrive at the $18,000 amount?
You really need to contact the plan that provides this benefit and find out if they will be adding this amount to the retirement benefits received and reported on a Form 1099-R.
