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If I convert an ira to a roth ira and file a joint return, are the spouse's iras considered independent of my iras for purposed of the pro rata calculation.
If I convert an ira to a roth ira and filing a joint return, are the iras for the spouse considered completely independent of my iras. For example, if the ira's contain pre-tax and post-tax contributions, is the pro rata conversion applied to all iras held by the joint couple or is the pro rata conversion applied separately to the iras of each member of the couple. Is this documented in the tax code?
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‎June 5, 2019
11:09 AM