no, there is no additional fee. Downloads from brokerage firms take a longer time because they have to set up a special file with all the codes in it for the download. The 1099-DIV form itself may show on their web site long before it is mailed or available for download. If not, though, you can indeed amend your return after you get it.
When you amend, though, you may still receive an Underpayment penalty for not sending in enough estimated tax for the year. Your statement shows the full amount of dividends you received for the year, and you should use that to enter on a 1099-DIV even though you haven't received one yet.
The worst that will happen is you won't know the amount that are called qualified dividends, but you can just leave that field blank. It's for the portion of your dividends that could be taxed at a lower capital gains rate. All that means is you would still do an amend later to add in that field, and you may get back a small refund from the amendment.
