Thank you for providing the NJ instructions - - and you are correct, it is clearly shown as tiered; My "source" was Microsoft CoPilot. Because of TurboTax limitation in providing future year tax projections, I tried to use CoPilot, and have been going around and around with it on a number of issues, both to try to learn how to use it, and to determine whether it's worth using; I have determined, in this case, CoPilot is harmful; It flip flopped on this pension exclusion 4 different times....(and literally made me think I was interacting with a robot from 1973 movie "Westworld")
