You fill out the 1099R exactly as shown. For 2025 there might be a new code Y on the 1099R for QCD. The IRS does not require financial institutions to use code Y to report QCDs yet, instead making the use of code Y optional. I got my 1099R from Vanguard for my QCD and it only had code 7 in box 7.
If you are over 70 1/2 then after you enter the 1099R keep going though the followup questions. There is a screen for common situations. QCD is in the list. TurboTax will ask you if any portion of your distribution was transferred to charity. You can then enter the amount transferred to charity.
