Yes. I also have Vanguard IRA also and make QCD distributions. A QCD is not taxable and does fulfill the RMD requirement. I do a QCD every year.
If you are 70 1/2 and made a QCD distribution from your Traditional IRA account…..it is not taxable. It will be entered as a IRA distribution on 1040 Line 4a but will as show zero taxable with QCD showing up by line 4b. It is not added on to Schedule A so you don’t need to itemize deductions to get credit for it. A QCD can only be made from an IRA. It can cover your RMD amount.
