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Retirement tax questions
Any chance your income is in the phase-out range?
Check the tables here:
Traditional and Roth IRA Contribution Limits | Fidelity Investments
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Assuming you were born in 1975, or earlier...and it was an actual ROTH IRA.
IF not the issue (probably not or the excess would record for the $7k too)
Call Customer Support for investigation, and get a repair ticket issued:
____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*
‎February 13, 2026
5:50 AM