I over-contributed to my Roth IRA in 2024 by $85. In 2025, I contacted the investment firm and informed them of the over-contribution, For tax year 2025, I received a 1099-R for the withdrawal of $88.83 ($85 over-contribution, and $3.83 interest). Turbo Tax states that I need to submit an amended 2024 tax return to account for $3.83 of interest. This seems like alot of work for such a small amount of interest and tax owed. How can I avoid amending my 2024 tax return? thank you.
