If the SSDI is the only income being entered on the tax return and the filing status is Married Filing Separately then you may have taxes owed based on the amount of SS that was entered. Any amount greater than the standard deduction would be taxable income.
Up to 85% of Social Security Retirement/Disability/Survivors benefits becomes taxable when all your other income plus 1/2 your social security reaches:
- Married Filing Jointly - $32,000
- Single or Head of Household - $25,000
- Married Filing Separately - 0
Standard deductions for 2025
Married Filing Separately - $15,750 add $1,600 if age 65 or older
