I opened my 2022 program and entered 25,000 1099R. I put 0 in box 2a and also tried without the zero. It came out right on 1040 line 5b as 0 with ROLLOVER to the left. Did you check either box on 2b taxable amount or total distribution?
Oh, by the way, maybe you opened the 1099R to view or edit it before you filed?
If you edit or review a 1099R it does not keep your answers from before but resets them to the defaults. Then you have to go through and answer them all again. So be sure to go all the way to the end of the 1099R section. They are right unless you go back.
Another thing to check that's it entered under your name and not your husband's. If you want you can take a screen shot of the Form 1099R in forms and block out names and amounts, etc. and post it here.
Also about line 5. If the taxable amount on 5b is the same as the gross distribution on 1099R box 1 then it doesn't show the amount on 5a. 5a is not important. So 5a can be (or should be) LESS than 5b. So I'm thinking if you entered them twice and one was wrong it would show a taxable amount on 5b but not be included in 5a. Follow? So it would look like 5b was too much and 5a would still show the right amount.
Did you try starting a new blank test return? Go up to File-New. Enter some personal info then enter just your 1099Rs.
