I've been wasting most of today trying to get the RMD dates figured out. (I love making spreadsheets) It's blowing my mind. Between the "tax years" and when born and RMD age, not to mention the 70 1/2 age etc. And I think the IRS must have changed the RMD section in pub 590B a couple years ago because the 2024 590 doesn't match my notes copied from a prior year 590. I made a chart so I can tell when someone needs to start taking RMD.
And nobody actually had to start a RMD in 2020 and 2023? Or take the first one by April 1, 2021 and 2024?
Does this look right? Hope it makes sense. @dmertz anyone?
Time for Wine!
