He died in January 2025? Yes you need to take his 2024 RMD this year 2025. So you need to take his RMD and your RMD separately for 2024. Then when my husband died in 2023 Vanguard moved his IRA into my account so it's all under me now and I take the RMD as mine now (well I actually start next year when I turn 73). Has Vanguard put his account into yours yet? You need to ask VG about doing that.
