I haven’t looked at the RMD questions in my program for a while. I think it’s saying if you did take out from more than 1 IRA not to combine each IRA 1099R in the RMD question. It doesn’t know or need to know you have another IRA. You only have one 1099R. Just answer yes you took the full RMD and enter the total of the 1099R box 1 even if it’s more than your total combined RMD.
The 1099R RMD questions were fixed on Feb 20, 2025! If you are using the Desktop program be sure to update your program. Go back though and revisit your 1099R entries. @dmertz
