Retirement tax questions

between @VolvoGirl  and @NCperson - I definitely have my answer; and thank you all three who helped me.   @Bsch4477 I see NOW what you were trying to say, but yesterday I didn't have the capacity to understand. I had this AGI/Taxable Income comparison thing in my head and that was just not the way to think about this.  It makes perfect sense that SS would tax me only my net profits.  Some years I did and some years I didn't have a net profit, so they would only have W2 income on those years. 

And the short answer my question is really - "Of course Turbo Tax has you covered and does it right.  THAT'S why I used them for all these years.  No problem Brah!"   

 

Thanks again all and God bless you and your families!