If the entire distribution was applied as towards the total RMD then yes you would select "The entire distribution applied…".
Or if only part was applied towards the RMD you could select "Some of this distribution…" and enter the RMD amount including the RMD amount for the 3rd not withdrawn account. If you split the RMD from the 3rd account between the 2 other IRA accounts then you would include part of the 3rd RMD with each account on the screen.
But it might be easier to just answer the entire contribution was applied towards the RMD. The "Additional Retirement Account Smart Worksheet" is just something that TurboTax uses to check that you met your RMD but this will not be sent to the IRS. If you met your RMD for 2024 then Form 5329 will not get filled out and you cannot see it in TurboTax Online when you print your return.
If you do not show a penalty on Form 5329/ Form 5329 isn't include in your return then you answered the screens correctly indicating that you met your RMD for 2024.
@JLMcK
@mz14 Yes, if the entire distribution is your RMD then you enter the distribution from box 1 of Form 1099-R and select the "The entire distribution applied…".
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