@turbineinfo I've been taking QCD from my IRA. I turned 71 in 2024. I don't have to start taking RMD until 2026. Then the QCD will count toward my RMD.
Oh you can't take a QCD from a 401k, only from a IRA. You may have a problem! @dmertz
RMD AGE
IRS Pub 590B https://www.irs.gov/pub/irs-pdf/p590b.pdf says…….
Your required beginning date. The date you must begin receiving RMDs is determined by the date you reach age 72. See the following to determine your applicable required beginning date.
Age 72 after December 31, 2022. If you reach age 72 after December 31, 2022, you must begin receiving required minimum distributions by April 1 of the year following the year you reach the age 73.
