@dmertz How does it work when changing from Joint to Single? My husband died in 2023.
My IRMAA for 2024 of an extra 174.70 + 33.30 part D was right based on 2022. Should I have told them I was Single in 2024?
Now for 2025 according to SS I'm not paying any IRMAA, just the basic $185. But based on 2023 (Joint) I should be paying IRMAA. Or do they know husband died in 2023?
UPDATE: Just noticed that my 2023 Joint MAGI is under the Standard Part B Premium amount, Whew.
But actually my IRMAA should go way up since my Single MAGI is still the same or more than my Joint MAGI was. My income didn't go down, I continue to get the same pension that my husband had (he had a good state pension). So I get a free year before they use my 2024 Single return for 2026?
