Retirement tax questions

@danhuff12   No, not exactly true.  You are taxed on your total taxable income.  It’s just that the max Social Security you can be taxed on is 85% of your SS.  But then it’s taxed at the same rate as your other income.

Up to 85% of Social Security becomes taxable when all your other income plus 1/2 your social security, reaches:

Married Filing Jointly: $32,000

Single or head of household: $25,000

Married Filing Separately: 0